Enter the amount, term and monthly payment. Add insurance, charges or disbursement deductions separately. The extension shows the estimated rate, the effective cost including charges and the total you will pay.
What does the extension do?
Separates rate and charges. It estimates the rate from the amount and instalment, then includes insurance, monthly charges, upfront payments and deductions to show the complete effective cost without presenting that figure as a legal conclusion.
Uses the current cap. It reads a public Kreditano file sourced from the Superintendencia Financiera and distinguishes ordinary consumer credit from low-amount consumer credit. It shows the exact distance from the applicable cap.
Verify the lender
From the result you can open the Superintendencia Financiera and RUES registries. The extension does not claim that an entity is supervised; it takes you to the source so you can check the legal name before sharing data.
Real privacy
The extension cannot read the pages you visit. Calculations and entered values stay on your device. It connects only to kreditano.co to download the public current-cap file; the server and Cloudflare may receive normal connection data such as IP address and browser details.
How is the usury rate calculated?
Colombia's usury rate equals 1.5 times the current bank interest rate (IBC) certified by the Superintendencia Financiera. The extension refreshes the data when opened, validates its dates and keeps the last correct copy. Without a current cap, it keeps calculating but does not make the legal comparison.
Install
The extension is free and works on Chrome, Edge, Brave and any Chromium-based browser.
Install free on Chrome Web Store
This extension is an informational tool. It is not legal or financial advice. Made by Kreditano, loan comparison platform in Colombia.